（2003年12月31日   货币单位：人民币百万元）

项目                            2003年
保险业务收入
保费收入                                    58060
分保费收入                                     50
代理业务佣金收入                              1.3
保险业务收入合计                            58111
保险业务支出       
赔款支出                                    35017
减：摊回分保赔款                             7444
佣金支出                                     10.7
分出保费                                    11120
分保赔款支出                                 52.5
分保费用支出                                 65.4
手续费支出                                   4598
营业税金及附加                               3112
营业费用                                     8178
减：摊回分保费用                             3471
提取保险保障基金                              467
减：分出保费佣金收入                         7.98
保险业务支出合计                            51699
准备金提转差         
提存未决赔款准备金                          22332
减：转回未决赔款准备金                      20934
提存未到期责任准备金                        46287
减：转回未到期责任准备金                    43674
提存长期责任准备金                           4562
减：转回长期责任准备金                       3647
准备金提转差合计                             4927
承保利润                                     1486
加：投资收益                                  497
资产管理收入                              160
利息收入                                  289
买入返售证券收入                          4.5
其他收入                                  140
汇兑收益                                  0.5
减：利息支出                                 34.2
提保险责任准备金                            5
卖出回购证券支出                           65
保户红利支出                              124
其他支出                                  440
营业利润                                 1908
加：营业外收入                                107
减：营业外支出                                156
利润总额                                     1860
减：所得税                                    758
少数投东收益                                 18.9
净利润及利润分配                             1083
加：年初未分配利润                          -1901
减：提取法定盈余公积                          4.0
提取法定公益金                            2.0
年末未分配利润                             -824.8

注：财务报表数据为未经外部审计的非正式会计报告数据，合并报表的范围包括境内子公司和人保香港、人保欧洲子公司。